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Home My WebLink AboutRes.2850.11-03-2014'ILL NO 19-173 RESOLUTIOM NO j () �' A RESOLUTION AUTHORIZING ThE CITi MANA(;;R TO EXECUTE A CONTRACT WITF DELTA DENTAL FOR EMPLOYEE DENTAL INSURANCE SERVICF,S, IN THE CITZ OF CAPE GIRAFDEAU, MISSOURI F:,- IT RESOLVED BY THE COUNCIL OF THL CITY 0: CAPE GIRARDEAU, MISSOURI, AS FOLLOWS Z'RTICL? 1 The City Manager, for and on behalf of the City of Capc Girardeau, Missouri, is hereby authorized to execute a ConLracL with Delta Dental for emDloyee dental insurance services, in the Cite of Cape Girardeau Saia Contract shall contai» Lhe terms set out in the proposal From De,Le Dental A r_o-)v of the proposal information from (:B1Z enefits and trisurani e Services, Inc is attached hereto and *wade a pact pie reo` PASSr:U A14D ADOPTED THIS DAY O 2019 ATTEST �W� Harry E 'Rediger, Ma. or GdvlpL Conr� City Clerk V * pitrJA F 'e.Eq r O CBIZ Benefits & Insurance Services Kansas City September 29 2014 Ms Lora Mexer I lumdn Resources and Risk Manager City of Cape Girardeau 401 Independence Street P O Box 617 Cape Girardeau MO 63702 Re Delta Dental Plan Renewal Fffectrve Januanv 1 2015 Dear Lora File Cnv of Cape Girardeau s dental plan v ill again renew un Januan, 1 2015 The lollowme are the results of than renev,al Halton As VOL] know the Civ sets their own conventional equivalent rates to fund the cost of your self-funded plan Your rates have rcmamed stable for the past several years In 2009, CBIZ_ rewe%ked the market cath a Request for Proposal (RFP) This process %andated that Delta Dental was indeed the best carrier for the Cit s dental plan based on pricing benefits network and adnunistrative capabilities Etiective Januar-, 1 2010 Delta agreed to decrease their administrative fee and guarantee that fee for tv o }cars untilJanudn 1 2012 Effective Januar-N, 1 2012 Delta Dental requested a 5% increase an administrative fees to a rate of SS 84 per employee per month Additionally the City increased dental rates by 2% for the first time in manv sears The (ltv continued at existing ILVC15 for 2013 Ffiective January 1 2014 Delta Dental requested no increase in administration fees and the City elected to keep funding levels unchanged 2014 Funding Analxsts Based on actual paid cldtins year-to-date in 2014 and estimated collected premium from Jul} 2014, wur tear -to -date expenses in 2014 are estimated as follov s Claims (01/01/14-07/31/14) S113 220 F,stimated Administrative Cost (3 473 x S5 84) $2028 Fsumated Fxpenses 5133 502 Estimated Collected (01/01/14 — 07/31/14) S13 3 210 (S19 030 x 7) 1 CBIZ Benefits & Insurance Services Kansas City Chums F [penence Based on reporting from Delta Dental Hour paid claims from 8/1/13-7/31/1 1 acre S181 066 ]'his %vas an uurcase of I Mo over Q/1/12-8/31/13 file time period used last ;car for renewal Your number of covered subscribes dcueased (from 508 to 501) and your claim amount per entplovee per month increased shLhth from S27 75 to S30 73 Admtmstratne Fee Delta has again agreed to renew your administration tee at the current level for the next 12 months That fee a S5 84 per emplo%ee per month Rcn CNaI Rate Recommendation We ha%e projected that the Cm will collet 5228,360 in 2015 based on current participation in tour plan as «ell as the current billed rates Delta has projected that expense N%ill be S228 276 in 2015 We %could recommend that you continue at your current funding Ie%cls for 2015 If %%e can provide am further information please let us know I hank }ou for your continual confidence and support Sutcereh David J Johnson C I -BS Sumor Benefits Consultant /eco L'nc cc John Rtchbourg C uv of Cape Girardeau V, City of Cape Girerdcau 2015 Health Insurance Rates—ACTIVE EMPLOYEES Effectne January 12015 Dionthh Premium Rate Costs PPO Rates Eniplo%ce Onh Fmolo%ee & Spouse Fmuluree & Child(ren) ElllploNce ♦; E21711IN S545 28 $393 54 S293 13 5688 72 PPO Rales — A•urram Nelivor6 (."civ Option for 201 S) Enm1o%cc Onk 6ninlosce R Shouse Fmnlosee R Child(ren) Fmnlosee 3 Famih 551732• 533816 $24662 S61900 HS 4 Rare% r Fmnlnsce Only F inulpsee S Snuuse F nmlusce S Chddlren) Enmlo%ce S Family S495 28 S35692 $267 70 $624 64 HSA Rales — Aurrow :Vchvorb r (Yew Option for 2015) hmnlu%ee Onh F mulusee R Snuuse Entnlu%cc & Child(ren) Fmnlosee d F.unih 5170 13•' 5307 70 5224 56 S56266 Dental Rules F mnlosce Onls Fmnlosee X Snuuse Emulo%ee 3 Child(ren) Emolusee K Fanuls S2908 S1806 S15 48 533 04 ( wt of I mplu%te Onl% plan paid hs tht Cn% All other dependant premiums paid b% emplu%tt • P110 Nlarnn% \al%%ork Fmplu%cc Onl% %sill retina an additional S28 per month gross pas on thur pa%check ••11>A Narruo Nemor6 Emplo%ce Onls %%dl retercc an additional S25 per month gross pa% on their pa%LKLI, IAn additional S50 per month 15 wntributed to tmplo%ee 5 1lLalth Sa%mgs Account City of Cape Girardeau 2015 Health Insurancc Rates—COBRA Effecuse January 1, 201, Monthl\ Prennum Rate Costs* PPO COBR.1 Rule% I nrnlosce Clink E m1110see & spouse Emolusce S Children I molnsee d Farmh S556 19 S957 60 S857 23 Sl 23868 PPO COBRA Rates — Narrow Nehcurb (New Option Jor 2015) ** — Narrow Nehrorb (Nen EniploNee Onls Em0losee S Spouse Emnlo%ee & Children Fmnlnsee d Famih S527 67 S901 11 $807 74 Sl 187 57 //.S•1 COBRA Rates** Ern plus cc Onh Emnlosee C Sonuse Emolusee S Children Emnlosee R Famth S30i 19 S86924 S778 24 Sl 142 32 115.1 C OBRA Rates ** — Narrow Nehrorb (Nen Option jar 2015) Enmlosce Onls Enmlosee S Spouse Fmi losee S ( hildren FnivImee R Famrls S47984 581904 S734 24 S107910 Dental COBRA Rates F mnlos cc Add Shouse Add Children \dd Famrls S2966 S4808 S45 46 S63 36 ' fhr resprmsiblL party pass all premium tostS \II monthly cost%an baSid on applicahle prcmmm rate plus 24L ndmimstrame ILLS